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FACTS
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WHAT DOES
Power Finance Texas
DO WITH
YOUR PERSONAL INFORMATION?
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WHY?
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Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
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WHAT?
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The types of personal information we collect and share depends on the product or
service you have with us. This information can include:
- Social Security number and income.
- Account balances and payment history.
- Credit history and credit scores.
When you close your account, we continue to share information about you according
to our policies.
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HOW?
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All financial companies need to share customers' personal information to run their
everyday business - to process transactions, maintain customer accounts, and report
to credit bureaus. In the section below, we list the reasons financial companies
can share their customers' personal information; the reasons
Power Finance Texas
chooses to share; and whether you can limit this sharing.
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REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
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DOES
Power Finance Texas
SHARE?
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CAN YOU LIMIT THIS SHARING?
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For our everyday business purposes - to process your transactions, maintain your
account, and report to credit bureaus
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Yes
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No
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For our marketing purposes - to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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Yes
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No
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For our affiliates' everyday business purposes - information about your transactions
and experiences
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Yes
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No
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For our affiliates' everyday business purposes - information about your creditworthiness
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No
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We don't share this
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For our affiliates to market to you
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No
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We don't share this
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For non-affiliates to market to you
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No
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We don't share this
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SHARING PRACTICES
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How often does
Power Finance Texas
notify me about their practices?
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We must notify you about our sharing practices when you open an account and each
year while you are a customer.
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How often does
Power Finance Texas
protect my personal information?
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To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards
and secured files and buildings.
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How often does
Power Finance Texas
collect my personal information?
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We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card to make a payment
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
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Why can't I limit all sharing?
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Federal law gives you the right to limit sharing only for:
- Affiliates' everyday business purposes - information about your creditworthiness
- Affiliates to market to you
- Non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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DEFINITIONS
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Everyday business purposes
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The actions necessary by financial companies to run their business and manage customer
accounts, such as:
- Processing transactions, mailing, and auditing services
- Providing information to credit bureaus
- Responding to court orders and legal investigations
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Affiliates
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Companies related by common ownership or control. They can be financial and non-financial
companies. Our affiliates include other credit service organizations.
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Non-affiliates
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Companies not related by common ownership or control. They can be financial and
non-financial companies.
We do not share with non-affiliates so that they can market to you.
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Joint marketing
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A formal agreement between non-affiliated financial companies that together market
financial products or services to you.
Power Finance Texas
does not jointly market.
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Get an instant cash loan from
Power Finance Texas
today!
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